:root{--ink:#092b32;--ink2:#123d45;--deep:#062630;--teal:#0f5860;--teal2:#237f84;--orange:#ff942f;--cream:#f5efe4;--paper:#fffdf9;--muted:#657679;--line:#dde4e1;--green:#1f8276;--white:#fff;--shadow:0 24px 70px rgba(5,35,41,.13);--serif:Georgia,'Times New Roman',serif;--sans:Inter,ui-sans-serif,-apple-system,BlinkMacSystemFont,'Segoe UI',Arial,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:var(--sans);background:var(--paper);line-height:1.65}img{max-width:100%;display:block}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}.container{width:min(1180px,calc(100% - 44px));margin-inline:auto}.skip-link{position:absolute;left:-999px}.skip-link:focus{left:12px;top:12px;background:#fff;padding:10px;z-index:999}.site-header{height:92px;background:#fffdf9;border-bottom:1px solid #eee7db;display:flex;align-items:center;position:sticky;top:0;z-index:80}.header-inner{height:100%;display:flex;align-items:center;justify-content:space-between}.brand img{width:106px;height:auto}.site-nav{display:flex;align-items:center;gap:27px}.site-nav>a:not(.btn){font-size:12px;font-weight:750;color:#213f44;position:relative}.site-nav>a.active:after,.site-nav>a:not(.btn):hover:after{content:'';position:absolute;left:0;right:0;bottom:-9px;height:2px;background:var(--orange)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;border:0;border-radius:999px;padding:14px 23px;font-weight:760;font-size:13px;cursor:pointer;transition:.2s}.btn:hover{transform:translateY(-1px)}.btn-primary{background:var(--orange);color:#112e32}.btn-dark{background:var(--deep);color:#fff}.btn-outline{border:1px solid #9bb0ae;background:transparent;color:var(--ink)}.btn-outline-light{border:1px solid rgba(255,255,255,.35);background:transparent;color:#fff}.nav-login{background:var(--deep);color:#fff!important;padding:13px 21px}.menu-toggle{display:none;background:none;border:0;width:42px}.menu-toggle span{height:2px;background:var(--ink);display:block;margin:6px}.flash{padding:12px 0;font-size:14px}.flash.success{background:#e0f4ea;color:#13583c}.flash.error{background:#ffe8e4;color:#8b251d}
.kicker,.eyebrow{font-size:10px;letter-spacing:.23em;font-weight:800;color:var(--teal2);text-transform:uppercase}.kicker.light{color:#8dc9c7}.text-link{color:#ba6326;font-size:13px;font-weight:750}.section{padding:100px 0}.soft{background:#f2eee6}.split{display:grid;grid-template-columns:1.05fr .95fr;gap:80px;align-items:start}.section h2,.page-hero h1{font-family:var(--serif);font-weight:400;line-height:1.05}.section h2{font-size:clamp(36px,4vw,60px);margin:13px 0 25px}.section p{color:#526669}.section-heading{display:flex;align-items:end;justify-content:space-between;gap:35px;margin-bottom:42px}.section-heading h2{margin-bottom:0}.cards{display:grid;gap:20px}.cards.four{grid-template-columns:repeat(4,1fr)}.cards.three{grid-template-columns:repeat(3,1fr)}
.hero{background:radial-gradient(circle at 91% 12%,rgba(33,115,122,.27),transparent 35%),linear-gradient(125deg,#05242d,#0b3f48);color:#fff;min-height:715px;position:relative;overflow:hidden;padding-top:93px}.hero:after{content:'';position:absolute;width:640px;height:640px;border:1px solid rgba(255,148,47,.24);border-radius:50%;right:-210px;top:-260px}.hero:before{content:'';position:absolute;width:440px;height:440px;border:1px solid rgba(255,255,255,.07);border-radius:50%;right:-120px;bottom:-150px}.hero-grid{display:grid;grid-template-columns:1.15fr .72fr;gap:90px;position:relative;z-index:2}.hero-copy{padding-top:25px}.hero h1{font-family:var(--serif);font-size:clamp(58px,6vw,84px);line-height:.96;font-weight:400;margin:23px 0 28px;max-width:750px}.hero h1 em{display:block;color:#ffa34b;font-weight:400}.hero-copy>p{max-width:675px;font-size:17px;color:#d5e0df}.hero-actions{display:flex;gap:13px;margin-top:33px}.stats{display:flex;border-top:1px solid rgba(255,255,255,.25);margin-top:48px;padding-top:23px}.stats div{display:flex;flex-direction:column;padding-right:29px;margin-right:29px;border-right:1px solid rgba(255,255,255,.22)}.stats div:last-child{border:0}.stats strong{font-family:var(--serif);font-size:21px}.stats span{font-size:10px;color:#a9c0bf;margin-top:4px}.advantage-card{align-self:center;background:linear-gradient(145deg,rgba(64,111,119,.78),rgba(36,84,92,.73));border:1px solid rgba(255,255,255,.25);border-radius:24px;padding:52px 39px;position:relative;box-shadow:0 35px 90px rgba(0,0,0,.18);overflow:hidden}.advantage-card:after{content:'';position:absolute;width:230px;height:230px;border:1px solid rgba(255,255,255,.13);border-radius:50%;right:-90px;bottom:-110px}.adv-label{font-size:9px;letter-spacing:.2em;color:#9bcecb}.pa-mark{position:absolute;right:35px;top:35px;font-family:var(--serif);font-size:40px;color:#d58c42}.advantage-card h2{font-family:var(--serif);font-size:36px;font-weight:400;line-height:1.08;margin:63px 0 19px}.advantage-card p{font-size:13px;color:#c7d9d8}.advantage-card>a{display:flex;justify-content:space-between;border-top:1px solid rgba(255,255,255,.17);padding:13px 0;font-size:12px}.ticker{position:absolute;bottom:0;left:0;right:0;background:var(--cream);color:#503b28;height:56px;display:flex;justify-content:center;align-items:center;gap:64px;font-size:9px;letter-spacing:.18em;text-transform:uppercase;font-weight:800}.ticker span:not(:last-child):after{content:'•';color:var(--orange);margin-left:64px}
.pa-section{background:#fff}.pa-statement{font-size:18px;max-width:580px}.journey-card{background:#fff;border:1px solid var(--line);padding:30px;min-height:220px;transition:.25s}.journey-card:hover{transform:translateY(-5px);box-shadow:var(--shadow)}.journey-card .number,.number{font-family:var(--serif);color:var(--orange);font-size:26px}.journey-card h3,.cap-card h3{font-family:var(--serif);font-size:30px;font-weight:400;margin:24px 0 10px}.nri-feature{background:var(--deep);color:#fff;overflow:hidden;position:relative}.nri-feature:after{content:'INDIA';position:absolute;right:-25px;bottom:-55px;font-size:180px;font-weight:900;color:rgba(255,255,255,.025)}.nri-feature p{color:#c9d9d8}.check-list{list-style:none;padding:0;margin:27px 0}.check-list li{padding:9px 0 9px 26px;position:relative}.check-list li:before{content:'↗';position:absolute;left:0;color:var(--orange)}.country-line{font-size:10px;letter-spacing:.25em;color:#8fc9c5;margin-bottom:13px}.testimonial-shell{display:grid;grid-template-columns:.6fr 1.4fr;gap:70px;align-items:center}.quote-card{padding:50px;background:#fff;border-left:3px solid var(--orange);box-shadow:var(--shadow)}.quote-card blockquote{font-family:var(--serif);font-size:29px;line-height:1.35;margin:0}.quote-card cite{display:block;margin-top:25px;font-style:normal;font-weight:800}.slider-controls{display:flex;gap:9px;margin-top:24px}.slider-controls button{border:1px solid var(--line);background:#fff;width:40px;height:40px;border-radius:50%}.article-card{background:#fff;border:1px solid var(--line);display:flex;flex-direction:column;min-height:340px;transition:.2s;overflow:hidden}.article-card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.article-art{height:150px;background:linear-gradient(135deg,var(--deep),#215d64);background-size:cover;background-position:center;position:relative}.article-art:after{content:'PA';position:absolute;right:18px;bottom:7px;font:45px var(--serif);color:rgba(255,255,255,.13)}.article-card-body{padding:25px;display:flex;flex-direction:column;flex:1}.article-meta{font-size:9px;letter-spacing:.1em;text-transform:uppercase;color:var(--teal2);font-weight:800}.article-card h3{font-family:var(--serif);font-weight:400;font-size:26px;line-height:1.15}.article-card p{font-size:13px}.article-card .text-link{margin-top:auto}.closing-cta{background:#0d4249;color:#fff;padding:64px 0}.closing-cta-inner{display:flex;justify-content:space-between;align-items:center;gap:30px}.closing-cta h2{font:400 44px var(--serif);margin:8px 0 0}
.page-hero{background:linear-gradient(135deg,#062630,#154e55);color:#fff;padding:100px 0 85px;position:relative;overflow:hidden}.page-hero:after{content:'';position:absolute;right:-180px;top:-250px;width:570px;height:570px;border:1px solid rgba(255,148,47,.3);border-radius:50%}.page-hero .container{position:relative;z-index:2}.page-hero h1{font-size:clamp(48px,6vw,78px);max-width:900px;margin:17px 0}.page-hero p{max-width:790px;color:#c7dad8;font-size:17px}.purpose-line{display:flex;gap:34px;margin-top:28px;font-size:10px;letter-spacing:.18em;text-transform:uppercase;color:#8fc5c2}.feature-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:1px;background:var(--line);border:1px solid var(--line)}.feature-grid article{background:#fff;padding:36px}.feature-grid h3{font:400 29px var(--serif);margin:12px 0}.process-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.process-grid article{border-top:2px solid var(--orange);padding:25px 0}.capability-map{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line)}.capability-map article{background:#fff;padding:30px;min-height:230px}.capability-map h3{font:400 26px var(--serif)}.band{background:var(--deep);color:#fff;padding:68px 0}.band p{color:#c5d6d5}.number-row{display:grid;grid-template-columns:repeat(6,1fr);gap:1px;background:rgba(255,255,255,.15)}.number-row div{padding:20px;background:rgba(255,255,255,.04);font-size:12px}.number-row strong{display:block;color:var(--orange);font:26px var(--serif);margin-bottom:8px}.scenario-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.scenario-card{border:1px solid var(--line);padding:29px;background:#fff}.scenario-card h3{font:400 28px var(--serif)}
.team-list{display:grid;gap:45px}.team-card{display:grid;grid-template-columns:330px 1fr;border:1px solid var(--line);background:#fff;overflow:hidden}.team-photo{min-height:410px;background:#0c333a}.team-photo img{width:100%;height:100%;object-fit:cover}.team-content{padding:46px}.team-index{font-size:10px;letter-spacing:.18em;color:var(--teal2);font-weight:800}.team-content h2{font-size:48px;margin:15px 0 6px}.team-role{font-weight:750;color:#536668}.team-summary{font-size:16px;max-width:680px}.profile-toggle{margin:18px 0;border:0;background:none;padding:0;color:#b86225;font-weight:750;cursor:pointer}.profile-details{display:none;border-top:1px solid var(--line);padding-top:20px}.profile-details.open{display:block}.profile-details ul{padding-left:18px}.team-email{font-size:13px;color:#b86225}
.partner-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:12px}.partner-logo{min-height:105px;border:1px solid var(--line);background:#fff;display:grid;place-items:center;text-align:center;padding:15px;font-size:13px;font-weight:800;color:#2e5156}.reg-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:var(--line)}.reg-grid div{background:#fff;padding:28px}.reg-grid span{font-size:11px;color:var(--muted);display:block}.reg-grid strong{font:26px var(--serif)}
.tools-tabs{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:30px}.tools-tabs button{border:1px solid var(--line);background:#fff;padding:11px 19px;border-radius:999px;cursor:pointer}.tools-tabs button.active{background:var(--deep);color:#fff}.calculator-panel{display:none}.calculator-panel.active{display:grid}.calculator-panel{grid-template-columns:1fr .72fr;background:#fff;box-shadow:var(--shadow);border:1px solid var(--line)}.calc-inputs{padding:45px}.calc-inputs h2{font-size:46px;margin-top:5px}.calc-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.field{display:flex;flex-direction:column;gap:7px}.field label{font-size:12px;font-weight:750}.field input,.field select,.field textarea{width:100%;border:1px solid #d9dfdc;background:#fff;padding:13px 14px;border-radius:8px}.field small{color:#7c8b8b}.calc-fact{margin-top:28px;padding:20px;background:#f5f0e8}.calc-fact strong{font:32px var(--serif);color:var(--teal)}.calc-result{background:linear-gradient(145deg,#237f84,#17656b);color:#fff;padding:45px;display:flex;flex-direction:column}.calc-result .result-title{font-size:9px;letter-spacing:.18em}.calc-result .big-result{font:43px var(--serif);margin:10px 0}.donut{width:170px;height:170px;border-radius:50%;background:conic-gradient(var(--orange) var(--pct,50%),#85bdbc 0);position:relative;margin:20px 0}.donut:after{content:'';position:absolute;inset:27px;background:#237f84;border-radius:50%}.donut span{position:absolute;inset:0;display:grid;place-items:center;z-index:2;font-weight:800}.result-lines{border-top:1px solid rgba(255,255,255,.25);margin-top:10px}.result-lines div{display:flex;justify-content:space-between;padding:11px 0;border-bottom:1px solid rgba(255,255,255,.13);font-size:13px}.goal-cta{border:1px solid rgba(255,255,255,.35);padding:15px;margin:22px 0;font-size:12px}.pdf-form{margin-top:auto}.pdf-form button{width:100%;background:#fff;color:var(--ink)}.calc-disclaimer{font-size:10px;color:#b9d3d1;margin-top:15px}.scenario-table{width:100%;border-collapse:collapse}.scenario-table td,.scenario-table th{border:1px solid var(--line);padding:12px;text-align:left}
.insight-tools{display:flex;gap:12px;justify-content:space-between;margin-bottom:28px}.search-box{flex:1;display:flex}.search-box input{flex:1;padding:14px;border:1px solid var(--line)}.search-box button{border:0;background:var(--deep);color:#fff;padding:0 22px}.category-pills{display:flex;flex-wrap:wrap;gap:8px;margin-bottom:35px}.category-pills a{padding:8px 13px;border:1px solid var(--line);font-size:10px;border-radius:999px}.category-pills a.active{background:var(--deep);color:#fff}.article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.pagination{display:flex;gap:8px;justify-content:center;margin-top:38px}.pagination a,.pagination span{width:38px;height:38px;border:1px solid var(--line);display:grid;place-items:center}.pagination .active{background:var(--deep);color:#fff}.article-page{padding:80px 0}.article-layout{display:grid;grid-template-columns:minmax(0,760px) 300px;gap:65px}.article-header h1{font:400 clamp(45px,5vw,67px) var(--serif);line-height:1.04;margin:14px 0}.article-header .lead{font-size:19px;color:#536668}.article-byline{font-size:12px;color:#718181;border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:13px 0;margin:24px 0}.article-body{font-family:var(--serif);font-size:19px;line-height:1.8}.article-body h2{font-size:35px;margin-top:45px}.article-body h3{font-size:27px}.article-body table{width:100%;border-collapse:collapse;font-family:var(--sans);font-size:14px}.article-body td,.article-body th{border:1px solid var(--line);padding:10px}.article-body blockquote{border-left:3px solid var(--orange);margin:30px 0;padding:10px 25px;color:#264a4e}.article-side{position:sticky;top:120px;align-self:start}.article-side>div{border:1px solid var(--line);padding:22px;margin-bottom:15px}.article-sources a{display:block;font-size:12px;color:#b86225;padding:8px 0;border-bottom:1px solid var(--line)}
.contact-intro-grid{display:grid;grid-template-columns:1fr 1fr;gap:65px}.interest-list{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:var(--line)}.interest-list div{background:#fff;padding:24px}.interest-list strong{font:25px var(--serif);color:var(--orange);display:block}.locations{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.location-card{background:#fff;border:1px solid var(--line);padding:30px}.location-card h3{font:35px var(--serif);margin:5px 0}.contact-grid{display:grid;grid-template-columns:.75fr 1.25fr;gap:55px}.contact-details a{color:#b86225}.contact-form{background:#fff;border:1px solid var(--line);padding:38px}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}.contact-form .field{margin-bottom:15px}.consent{display:flex;gap:10px;font-size:12px;color:#536668}.consent input{width:auto}.honeypot{position:absolute!important;left:-9999px!important}.trust-points{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:28px}.trust-points div{border-top:2px solid var(--orange);padding-top:15px;font-size:13px}.legal-content{max-width:850px}.legal-content h2{font-size:35px;margin-top:45px}.legal-content p,.legal-content li{color:#526669}
.site-footer{background:#061f27;color:#fff;padding:70px 0 24px}.footer-grid{display:grid;grid-template-columns:1.45fr .75fr .75fr .85fr;gap:55px}.footer-brand img{width:145px;filter:drop-shadow(0 4px 15px rgba(0,0,0,.25))}.footer-brand p{max-width:410px}.footer-grid h3{font-size:10px;letter-spacing:.2em;text-transform:uppercase;color:#8fb6b4}.footer-grid>div:not(:first-child){display:flex;flex-direction:column;gap:9px}.footer-grid a,.footer-grid p{font-size:12px;color:#abc0be}.reg-line{color:#e7a75e!important}.disclosure-band{border-top:1px solid rgba(255,255,255,.1);border-bottom:1px solid rgba(255,255,255,.1);margin-top:42px;padding:22px 0}.disclosure-band strong{font-size:11px}.disclosure-band p{margin:6px 0 0;font-size:11px;color:#9eb4b2}.footer-bottom{display:flex;justify-content:space-between;padding-top:20px;font-size:10px;color:#849b99}.whatsapp{position:fixed;right:21px;bottom:21px;width:51px;height:51px;border-radius:50%;background:#25d366;color:#fff;display:grid;place-items:center;font-weight:900;z-index:50;box-shadow:0 10px 30px rgba(0,0,0,.2)}
/* Admin */.admin-auth{min-height:100vh;display:grid;place-items:center;background:linear-gradient(140deg,#052630,#205b60);padding:30px}.auth-card{width:min(470px,100%);background:#fff;padding:42px;box-shadow:0 30px 80px rgba(0,0,0,.3)}.auth-card img{width:120px}.auth-card h1{font:400 42px var(--serif);margin:12px 0}.auth-card .field{margin:14px 0}.auth-card .btn{width:100%}.inline-error,.inline-success{padding:12px;margin:12px 0;font-size:13px}.inline-error{background:#ffe5e1;color:#8a241a}.inline-success{background:#e1f3e8;color:#145a36}.admin-body{background:#f2f5f4;min-height:100vh}.admin-side{position:fixed;inset:0 auto 0 0;width:270px;background:#062a31;color:#fff;padding:25px 19px;display:flex;flex-direction:column;z-index:60}.admin-side .brand{padding:0 8px 22px;border-bottom:1px solid rgba(255,255,255,.1)}.admin-side .brand img{width:100px}.admin-side nav{display:flex;flex-direction:column;margin-top:20px}.admin-side nav a{padding:11px 13px;color:#abc0be;border-radius:7px;font-size:13px}.admin-side nav a.active,.admin-side nav a:hover{background:rgba(255,255,255,.09);color:#fff}.admin-side-bottom{margin-top:auto;border-top:1px solid rgba(255,255,255,.1);padding-top:14px;display:flex;flex-direction:column}.admin-side-bottom a{padding:8px 13px;color:#abc0be;font-size:12px}.admin-main{margin-left:270px}.admin-top{height:72px;background:#fff;border-bottom:1px solid var(--line);display:flex;align-items:center;justify-content:flex-end;padding:0 35px}.admin-top .user-chip{font-size:12px;text-align:right}.admin-top .user-chip small{display:block;color:#758585}.admin-menu{display:none}.admin-content{padding:34px;max-width:1550px}.admin-heading{display:flex;justify-content:space-between;align-items:end;gap:20px;margin-bottom:25px}.admin-heading h1{font:400 43px var(--serif);margin:0}.admin-heading p{margin:0;color:#758585}.metric-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.metric-grid article{background:#fff;border:1px solid var(--line);padding:23px}.metric-grid span{font-size:11px;color:#718181}.metric-grid strong{display:block;font:40px var(--serif);margin-top:13px}.admin-panels{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-top:20px}.admin-panel{background:#fff;border:1px solid var(--line);padding:25px}.admin-panel h2{font:400 28px var(--serif);margin-top:0}.mini-row{display:flex;justify-content:space-between;gap:12px;padding:12px 0;border-bottom:1px solid var(--line)}.mini-row small,.mini-row span{font-size:11px;color:#758585}.admin-table-wrap{overflow:auto;background:#fff;border:1px solid var(--line)}.admin-table{border-collapse:collapse;width:100%;font-size:12px}.admin-table th,.admin-table td{padding:13px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}.admin-table th{background:#f8faf9;font-size:9px;text-transform:uppercase;letter-spacing:.13em}.admin-table td.title-col{min-width:300px}.admin-table small{display:block;color:#788888}.status{font-size:9px;border-radius:999px;padding:5px 8px;text-transform:uppercase}.status.published,.status.resolved{background:#dff3e8;color:#145b39}.status.draft,.status.closed{background:#eceeed;color:#5f6969}.status.new,.status.scheduled{background:#fff0de;color:#8a4a10}.actions{display:flex;gap:8px;flex-wrap:wrap}.actions a,.actions button{border:0;background:none;padding:0;color:#a95522;cursor:pointer;font-size:12px}.toolbar{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:15px}.toolbar input,.toolbar select{padding:10px;border:1px solid var(--line);background:#fff}.editor-form{background:#fff;border:1px solid var(--line);padding:28px}.editor-form .form-row.three{grid-template-columns:repeat(3,1fr)}.editor-form textarea.rich-editor{min-height:440px;font-family:var(--serif);font-size:17px;line-height:1.7}.editor-actions{display:flex;gap:10px;border-top:1px solid var(--line);padding-top:18px;margin-top:20px}.media-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:15px}.media-card{background:#fff;border:1px solid var(--line);padding:10px}.media-card img{height:140px;width:100%;object-fit:cover;background:#eee}.media-card input{width:100%;font-size:10px;margin-top:8px}.contact-entry{background:#fff;border:1px solid var(--line);border-left:4px solid #aab8b6;padding:23px;margin-bottom:14px}.contact-entry.new{border-left-color:var(--orange)}.contact-entry header,.contact-entry footer{display:flex;justify-content:space-between;gap:15px}.contact-entry header small{color:#758585}.contact-entry footer{border-top:1px solid var(--line);padding-top:13px;margin-top:15px}.contact-entry textarea{width:100%;min-height:80px}.chart-bars{display:flex;align-items:end;height:210px;gap:8px;border-bottom:1px solid var(--line);padding-top:20px}.chart-bars div{flex:1;background:linear-gradient(var(--teal2),var(--teal));min-height:2px;position:relative}.chart-bars div span{position:absolute;bottom:-24px;left:50%;transform:translateX(-50%);font-size:9px}.notice{padding:14px;background:#fff5e7;border-left:3px solid var(--orange);font-size:12px;margin-bottom:18px}
@media(max-width:1050px){.site-nav{position:fixed;top:82px;left:0;right:0;background:#fff;display:none;flex-direction:column;align-items:stretch;padding:20px;box-shadow:var(--shadow)}.site-nav.open{display:flex}.site-nav>a{padding:12px}.menu-toggle{display:block}.hero-grid,.split,.contact-intro-grid,.contact-grid,.article-layout{grid-template-columns:1fr}.hero{padding-top:55px}.advantage-card{margin-bottom:95px}.cards.four,.partner-grid{grid-template-columns:repeat(2,1fr)}.cards.three,.article-grid,.capability-map,.scenario-grid{grid-template-columns:repeat(2,1fr)}.testimonial-shell{grid-template-columns:1fr}.team-card{grid-template-columns:260px 1fr}.footer-grid{grid-template-columns:1fr 1fr}.calculator-panel{grid-template-columns:1fr}.article-side{position:static}.admin-side{transform:translateX(-100%);transition:.2s}.admin-side.open{transform:none}.admin-main{margin-left:0}.admin-menu{display:block;margin-right:auto}.metric-grid{grid-template-columns:1fr 1fr}.media-grid{grid-template-columns:repeat(3,1fr)}}
@media(max-width:680px){.container{width:min(100% - 26px,1180px)}.site-header{height:75px}.brand img{width:88px}.site-nav{top:75px}.hero{min-height:auto}.hero h1{font-size:48px}.hero-actions,.stats,.section-heading,.closing-cta-inner,.footer-bottom,.admin-heading{flex-direction:column;align-items:flex-start}.stats div{border:0;padding:0;margin-bottom:14px}.ticker{display:none}.section{padding:68px 0}.cards.four,.cards.three,.partner-grid,.article-grid,.capability-map,.scenario-grid,.process-grid,.number-row,.locations,.reg-grid,.interest-list,.trust-points,.calc-grid,.metric-grid,.admin-panels,.media-grid{grid-template-columns:1fr}.page-hero{padding:72px 0 62px}.page-hero h1{font-size:45px}.team-card{grid-template-columns:1fr}.team-photo{min-height:340px}.team-content{padding:25px}.calculator-panel{display:none}.calculator-panel.active{display:grid}.calc-inputs,.calc-result{padding:26px}.form-row,.editor-form .form-row.three{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.admin-content{padding:20px 14px}.editor-form{padding:18px}.auth-card{padding:28px 22px}.contact-form{padding:24px}.closing-cta h2{font-size:36px}}

.article-page> .container>article>img{width:100%;max-height:520px;object-fit:cover;margin:0 0 32px;border-radius:2px}.article-body img{max-width:100%;height:auto}.article-body table{width:100%;border-collapse:collapse;margin:25px 0}.article-body th,.article-body td{border:1px solid var(--line);padding:12px;text-align:left}.partner-logo{min-height:76px;display:grid;place-items:center;text-align:center;font-weight:800;letter-spacing:.02em}.sr-note{font-size:12px;color:var(--muted)}

.partner-logo img{width:100%;height:76px;object-fit:contain;display:block}.stats.compact{margin-top:30px;grid-template-columns:repeat(2,minmax(0,1fr));color:var(--deep)}.stats.compact span{color:var(--muted)}
.setup-key{font:700 18px/1.5 monospace;letter-spacing:.12em;background:#f4efe5;border:1px solid var(--line);padding:16px;word-break:break-all;margin:18px 0}.autosave-status{font-size:12px;color:var(--muted);align-self:center}
/* 2026-08 fidelity and presentation enhancements */
.hero-slider{position:relative;overflow:hidden;min-height:510px;padding-bottom:78px}.hero-slide-stage{position:relative;min-height:365px}.hero-slide{position:absolute;inset:0;opacity:0;transform:translateX(25px);pointer-events:none;transition:opacity .45s ease,transform .45s ease}.hero-slide.active{opacity:1;transform:none;pointer-events:auto}.hero-slide h2{min-height:76px}.hero-slide>a{display:flex;justify-content:space-between;border-top:1px solid rgba(255,255,255,.16);padding:17px 0;font-size:14px}.slider-footer{position:absolute;left:43px;right:43px;bottom:28px;display:flex;align-items:center;justify-content:space-between;border-top:1px solid rgba(255,255,255,.14);padding-top:17px}.slider-footer button,.slider-controls button{width:42px;height:42px;border-radius:50%;border:1px solid rgba(255,255,255,.25);background:transparent;color:inherit;cursor:pointer}.slider-footer strong,.slider-controls strong{font-size:11px;letter-spacing:.12em}.testimonial-shell{align-items:stretch}.quote-card{position:relative;overflow:hidden;min-height:360px;display:flex;flex-direction:column;justify-content:center;padding:54px 58px}.quote-card.quote-enter{animation:quoteIn .35s ease}.quote-mark{font:94px/1 var(--serif);color:var(--orange);position:absolute;top:24px;left:35px;opacity:.65}.quote-card blockquote{position:relative;z-index:1}.quote-card cite{position:relative;z-index:1}.slider-controls{display:flex;align-items:center;gap:17px;margin-top:28px}.slider-controls button{border-color:#9cb2af;color:var(--ink)}@keyframes quoteIn{from{opacity:.2;transform:translateY(10px)}to{opacity:1;transform:none}}
.partner-grid{align-items:stretch}.partner-logo{background:#fff;border:1px solid var(--line);padding:20px 18px;min-height:132px;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:12px;transition:.2s}.partner-logo:hover{transform:translateY(-3px);box-shadow:var(--shadow)}.partner-logo img{width:100%;height:70px;object-fit:contain;background:#fff}.partner-logo span{font-size:11px;color:#526669;font-weight:750;text-align:center}.relationship-grid{display:grid;grid-template-columns:.83fr 1.17fr;gap:80px;align-items:start}.story-lead{font-size:13px;text-transform:uppercase;letter-spacing:.13em;color:var(--teal2);font-weight:800}.capabilities-hero .hero-actions,.contact-hero .btn{margin-top:28px}.contact-hero .btn{display:inline-flex}.pdf-personalise{margin-top:22px;border-top:1px solid rgba(255,255,255,.15);padding-top:18px;display:grid;grid-template-columns:1fr 1fr;gap:12px}.pdf-personalise .field{margin:0}.pdf-personalise label{color:#c6d9d7;font-size:10px}.pdf-personalise input{background:rgba(255,255,255,.08);border-color:rgba(255,255,255,.22);color:#fff}.footer-intro{font:400 19px/1.5 var(--serif);color:#fff!important}.footer-reg{display:grid;grid-template-columns:auto 1fr;gap:4px 10px;margin-top:8px}.footer-reg span{font-size:9px;letter-spacing:.12em;color:#789794}.footer-reg strong{font-size:11px;color:#d8e4e2}.footer-grid>div:last-child p span{display:block;font-size:9px;text-transform:uppercase;letter-spacing:.12em;color:#789794}.location-footnote{margin-top:28px;color:#819b98;font-size:10px;border-top:1px solid rgba(255,255,255,.08);padding-top:15px}.site-footer{padding-top:82px}.footer-grid{gap:68px}.footer-grid h3{font-size:11px}.footer-grid a,.footer-grid p{font-size:13px}.disclosure-band{padding:25px 0}.start-band{background:var(--deep);color:#fff}.setup-key{user-select:all}.site-content-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}.site-content-card{background:#fff;border:1px solid var(--line);padding:25px}.site-content-card.full{grid-column:1/-1}.repeat-row{border:1px solid var(--line);padding:16px;margin-bottom:14px;background:#fbfcfb}.repeat-row .form-row{margin-bottom:10px}.logo-preview{height:68px;width:170px;object-fit:contain;background:#fff;border:1px solid var(--line);padding:6px}.site-content-note{font-size:12px;background:#fff6e7;border-left:3px solid var(--orange);padding:13px;margin-bottom:18px}.full-backup-card{background:#eaf2f1;border:1px solid #cfe0dd;padding:18px;margin-bottom:20px}.health-private{max-width:760px;margin:70px auto;padding:30px;background:#fff;border:1px solid var(--line)}
@media(max-width:1050px){.relationship-grid{grid-template-columns:1fr}.site-content-grid{grid-template-columns:1fr}.site-content-card.full{grid-column:auto}.hero-slide-stage{min-height:390px}}
@media(max-width:680px){.hero-slider{min-height:565px;padding:32px 26px 78px}.slider-footer{left:26px;right:26px}.hero-slide h2{font-size:29px}.quote-card{padding:45px 28px;min-height:390px}.quote-mark{left:18px}.pdf-personalise{grid-template-columns:1fr}.partner-grid{grid-template-columns:1fr 1fr}.partner-logo{min-height:115px;padding:13px}.footer-grid{gap:36px}.footer-brand img{width:170px}}

/* 2026-08-06 footer fidelity correction */
.site-footer{background:#06272f;color:#fff;padding:78px 0 0;position:relative;overflow:hidden}
.site-footer:before{content:"";position:absolute;inset:0 0 auto;height:1px;background:rgba(255,255,255,.08)}
.footer-grid{display:grid;grid-template-columns:minmax(270px,1.42fr) minmax(150px,.72fr) minmax(175px,.84fr) minmax(205px,.92fr);gap:clamp(34px,5vw,72px);align-items:start;padding-bottom:54px}
.footer-brand>a{display:inline-block}.footer-brand img{display:block;width:150px;height:auto;object-fit:contain;filter:none;margin:0 0 26px}
.footer-intro{font:400 20px/1.45 var(--serif);color:#f7f3eb!important;max-width:360px;margin:0 0 16px}
.footer-trust{font-size:12px!important;line-height:1.65;color:#9fb5b4!important;max-width:365px;margin:0 0 17px}
.reg-line{font-size:11px!important;line-height:1.55;color:#eda35c!important;font-weight:750;margin:0}
.footer-column{display:flex;flex-direction:column;align-items:flex-start;gap:10px}
.footer-column h3{font-size:10px;line-height:1.3;letter-spacing:.19em;text-transform:uppercase;color:#86aaa9;margin:6px 0 13px;font-weight:800}
.footer-column>a{font-size:12px;line-height:1.45;color:#d0dddc;transition:color .18s ease,transform .18s ease}
.footer-column>a:hover,.footer-column>a:focus-visible{color:#f2a258;transform:translateX(2px)}
.footer-reg{width:100%;margin:15px 0 0;padding:16px 0 0;border-top:1px solid rgba(255,255,255,.09)}
.footer-reg div{display:grid;grid-template-columns:65px 1fr;gap:8px;align-items:baseline;padding:3px 0}
.footer-reg dt{font-size:8px;letter-spacing:.14em;text-transform:uppercase;color:#708f8e}
.footer-reg dd{font-size:10px;color:#d8e4e3;margin:0;font-weight:750}
.footer-connect{gap:0}.footer-contact-row{width:100%;display:flex;flex-direction:column;margin-bottom:13px}
.footer-contact-row span{font-size:8px;text-transform:uppercase;letter-spacing:.14em;color:#708f8e;margin-bottom:3px}
.footer-contact-row a{font-size:12px;color:#d0dddc}
.footer-email{margin:1px 0 18px;color:#f2a258!important;font-weight:700}
.footer-place{font-size:12px;color:#d0dddc;margin-bottom:7px}
.footer-plan-link{margin-top:13px;color:#f2a258!important;font-weight:800}
.footer-disclosure-wrap{border-top:1px solid rgba(255,255,255,.1);border-bottom:1px solid rgba(255,255,255,.1);background:rgba(255,255,255,.018)}
.disclosure-band{border:0;margin:0;padding:24px 0;display:grid;grid-template-columns:170px 1fr;gap:34px;align-items:start}
.disclosure-band strong{font-size:9px;line-height:1.45;letter-spacing:.15em;text-transform:uppercase;color:#f2a258;padding-top:2px}
.disclosure-band p{margin:0;font-size:10px;line-height:1.7;color:#8fa7a5;max-width:900px}
.footer-bottom{display:grid;grid-template-columns:auto 1fr auto;gap:28px;align-items:center;padding:20px 0 23px;font-size:9px;line-height:1.4;color:#78918f}
.footer-bottom span:nth-child(2){text-align:center}.footer-bottom a{color:#a8bcba;font-weight:700}
.closing-cta{background:#0d4249;color:#fff;padding:62px 0}.closing-cta-inner{display:flex;justify-content:space-between;align-items:center;gap:34px}.closing-cta h2{font:400 43px/1.13 var(--serif);margin:7px 0 0;max-width:800px}
@media(max-width:1050px){.footer-grid{grid-template-columns:1.25fr 1fr;gap:46px}.disclosure-band{grid-template-columns:150px 1fr}}
@media(max-width:680px){.site-footer{padding-top:58px}.footer-grid{grid-template-columns:1fr;gap:34px;padding-bottom:40px}.footer-brand img{width:148px}.footer-column h3{margin-bottom:8px}.disclosure-band{grid-template-columns:1fr;gap:8px;padding:22px 0}.footer-bottom{grid-template-columns:1fr;gap:8px;align-items:start}.footer-bottom span:nth-child(2){text-align:left}.closing-cta{padding:48px 0}.closing-cta h2{font-size:34px}.closing-cta-inner{align-items:flex-start}}
.footer-disclosure-wrap .disclosure-band{width:min(1180px,calc(100% - 40px));margin:0 auto}
@media(max-width:680px){.footer-disclosure-wrap .disclosure-band{width:min(100% - 26px,1180px)}}


/* =====================================================================
   2026-08-07 precision visual pass - reference footer & page presentation
   Content and application behaviour remain unchanged.
   ===================================================================== */
:root{--footer-bg:#eef3ef;--footer-bg2:#f8f3ea;--footer-teal:#1b5559;--footer-line:#bfd3d0}

/* Homepage advantage carousel: automatic, visible state, still manually controllable */
.hero-slider{position:relative;overflow:hidden;min-height:405px;padding-bottom:0}.hero-slide-stage{position:relative;min-height:330px}.hero-slide{position:absolute;inset:0;padding:0;opacity:0;transform:translateX(22px);pointer-events:none;transition:opacity .55s ease,transform .55s ease}.hero-slide.active{position:relative;opacity:1;transform:none;pointer-events:auto}.hero-slider-nav{display:grid;grid-template-columns:42px 1fr 42px;align-items:center;gap:12px;border-top:1px solid rgba(255,255,255,.16);padding:16px 0 12px;margin-top:10px}.hero-slider-nav>button{width:40px;height:40px;border-radius:50%;border:1px solid rgba(255,255,255,.25);background:rgba(255,255,255,.06);color:#fff;cursor:pointer;transition:.2s}.hero-slider-nav>button:hover{background:var(--orange);border-color:var(--orange);color:var(--deep)}.hero-slider-status{text-align:center}.hero-slider-status strong{display:block;font-size:11px;letter-spacing:.16em;color:#d5e2df;margin-bottom:9px}.hero-dots{display:flex;justify-content:center;gap:6px}.hero-dots button{width:6px;height:6px;border:0;border-radius:50%;padding:0;background:rgba(255,255,255,.32);cursor:pointer;transition:.2s}.hero-dots button.active{width:20px;border-radius:99px;background:var(--orange)}.hero-progress{height:2px;background:rgba(255,255,255,.12);overflow:hidden}.hero-progress span{display:block;width:100%;height:100%;background:var(--orange);transform-origin:left}@keyframes heroProgress{from{transform:scaleX(0)}to{transform:scaleX(1)}}

/* Financial tools: make the optional PDF-only identity fields unmistakable */
.pdf-personalise-wrap{margin-top:24px;border:1px solid rgba(255,255,255,.16);border-radius:12px;background:rgba(255,255,255,.045);overflow:hidden}.pdf-personalise-head{padding:15px 17px;border-bottom:1px solid rgba(255,255,255,.12)}.pdf-personalise-head span{display:flex;align-items:center;gap:8px;color:#fff;font-size:12px;font-weight:800}.pdf-personalise-head b{font-size:9px;text-transform:uppercase;letter-spacing:.12em;background:rgba(246,151,59,.15);border:1px solid rgba(246,151,59,.35);color:#ffad5d;border-radius:999px;padding:4px 7px}.pdf-personalise-head small{display:block;margin-top:6px;color:#acc4c2;font-size:10px;line-height:1.5}.pdf-personalise{margin:0;border:0;padding:15px 17px 17px;display:grid;grid-template-columns:1fr;gap:13px}.pdf-personalise .field{margin:0}.pdf-personalise label{color:#dce9e7;font-size:10px;letter-spacing:.02em}.pdf-personalise input{background:rgba(255,255,255,.075);border:1px solid rgba(255,255,255,.22);color:#fff;border-radius:7px;padding:12px}.pdf-personalise input::placeholder{color:#7fa09e}.pdf-personalise .field small{display:block;color:#8faeab;font-size:9px;margin-top:5px;line-height:1.4}

/* Page heroes - richer hierarchy while retaining every word */
.page-hero{position:relative;overflow:hidden;background:linear-gradient(118deg,#0d3b40 0%,#16565b 58%,#287e7f 100%);color:#fff;padding:108px 0 92px}.page-hero:before{content:'';position:absolute;width:500px;height:500px;border:1px solid rgba(246,151,59,.22);border-radius:50%;right:-185px;top:-265px}.page-hero:after{content:'';position:absolute;width:350px;height:350px;border:1px solid rgba(255,255,255,.09);border-radius:50%;right:8%;bottom:-285px}.page-hero .container{position:relative;z-index:1}.page-hero .eyebrow{color:#f5a052}.page-hero h1{color:#fff;max-width:940px}.page-hero h1 em{color:#f6a04e}.page-hero p{color:#d5e3e1;max-width:790px}.purpose-line{border-top:1px solid rgba(255,255,255,.18);margin-top:36px;padding-top:17px;display:flex;gap:35px}.purpose-line span{font-size:9px;letter-spacing:.18em;text-transform:uppercase;color:#bcd2d0}.purpose-line span:before{content:'◆';font-size:6px;color:var(--orange);margin-right:10px}

/* About: premium editorial cards */
.page-about .section:not(.soft) .split{align-items:center}.page-about .feature-grid article{background:#fff;border:1px solid #d8e5e2;border-radius:14px;padding:30px;box-shadow:0 14px 40px rgba(9,51,54,.055);position:relative;overflow:hidden}.page-about .feature-grid article:after{content:'';position:absolute;left:0;top:0;width:3px;height:100%;background:linear-gradient(var(--orange),#d66c2e)}.page-about .process-grid article{background:linear-gradient(180deg,#fff,#f8faf8);border:1px solid #dbe7e4;border-radius:13px;padding:28px;min-height:205px;box-shadow:0 12px 32px rgba(9,51,54,.045)}.page-about .process-grid article:before{content:'';display:block;width:34px;height:3px;background:var(--orange);margin-bottom:23px}.page-about .partner-grid{gap:16px}.page-about .partner-logo{border-radius:12px;box-shadow:0 8px 22px rgba(9,51,54,.04)}.page-about .reg-grid>div{border-radius:12px;background:#fff;box-shadow:0 9px 25px rgba(9,51,54,.04)}

/* Capabilities: visually connect the 12 capabilities as one system */
.page-capabilities .capabilities-hero{padding-bottom:105px}.page-capabilities .relationship-grid{gap:68px}.page-capabilities .band{position:relative;overflow:hidden;background:linear-gradient(118deg,#08373d,#0f5157 62%,#217275);padding:92px 0}.page-capabilities .band:after{content:'PA';position:absolute;right:5%;bottom:-90px;font:240px var(--serif);color:rgba(255,255,255,.035)}.page-capabilities .number-row{position:relative;z-index:1;gap:12px}.page-capabilities .number-row>div{background:rgba(255,255,255,.075);border:1px solid rgba(255,255,255,.13);border-radius:12px;padding:20px;min-height:118px;backdrop-filter:blur(4px)}.page-capabilities .number-row strong{display:block;color:#f6a04e;font:28px var(--serif);margin-bottom:11px}.page-capabilities .capability-map{gap:18px}.page-capabilities .capability-map article{position:relative;background:#fff;border:1px solid #d7e4e1;border-radius:15px;padding:31px 29px 29px 34px;min-height:255px;box-shadow:0 14px 36px rgba(7,48,52,.05);overflow:hidden;transition:transform .2s,box-shadow .2s}.page-capabilities .capability-map article:before{content:'';position:absolute;left:0;top:0;bottom:0;width:4px;background:linear-gradient(var(--orange),#d76f31)}.page-capabilities .capability-map article:hover{transform:translateY(-5px);box-shadow:0 19px 42px rgba(7,48,52,.09)}.page-capabilities .capability-map .number{display:grid;place-items:center;width:44px;height:44px;border-radius:50%;background:#fff3e5;border:1px solid #f3d0aa;font-size:18px}.page-capabilities .capability-map h3{font:400 26px/1.18 var(--serif);margin:22px 0 12px}

/* Team: editorial profiles, alternating desktop composition */
.page-team .team-list{display:grid;gap:28px}.page-team .team-card{display:grid;grid-template-columns:330px 1fr;background:#fff;border:1px solid #d6e3e0;border-radius:18px;overflow:hidden;box-shadow:0 18px 52px rgba(7,48,52,.07)}.page-team .team-card:nth-child(even){grid-template-columns:1fr 330px}.page-team .team-card:nth-child(even) .team-photo{order:2}.page-team .team-card:nth-child(even) .team-content{order:1}.page-team .team-photo{min-height:390px;background:linear-gradient(145deg,#e8efeb,#f5eee4)}.page-team .team-photo img{width:100%;height:100%;object-fit:cover}.page-team .team-content{padding:46px 48px}.page-team .team-index{font-size:9px;letter-spacing:.17em;text-transform:uppercase;color:var(--teal2);font-weight:800}.page-team .team-content h2{font:400 43px/1.05 var(--serif);margin:12px 0 8px}.page-team .team-role{color:#c66b2e;font-weight:750;font-size:13px}.page-team .team-summary{font-size:16px;max-width:650px;margin:22px 0}.page-team .profile-toggle{border:0;border-top:1px solid #dbe6e3;background:none;width:100%;text-align:left;margin-top:22px;padding:17px 0 0;color:var(--teal);font-weight:800;cursor:pointer}

/* Insights: clearer studio discovery */
.page-insights .insight-tools{background:#fff;border:1px solid #d5e3df;border-radius:15px;padding:22px;box-shadow:0 12px 38px rgba(7,48,52,.05);display:flex;justify-content:space-between;align-items:center;gap:25px;margin-bottom:24px}.page-insights .search-box{flex:1;display:flex;max-width:650px}.page-insights .search-box input{border:1px solid #cbdad7;border-radius:8px 0 0 8px;padding:14px 16px;flex:1}.page-insights .search-box button{border:0;border-radius:0 8px 8px 0;background:var(--deep);color:#fff;padding:0 22px;font-weight:800}.page-insights .category-pills{gap:8px;margin:25px 0 34px}.page-insights .category-pills a{background:#fff;border:1px solid #cfdedb;border-radius:999px;padding:9px 14px;transition:.2s}.page-insights .category-pills a:hover,.page-insights .category-pills a.active{background:var(--deep);color:#fff;border-color:var(--deep)}.page-insights .article-grid{grid-template-columns:repeat(3,1fr);gap:22px}.page-insights .article-card{border-radius:14px;box-shadow:0 13px 34px rgba(7,48,52,.05);min-height:445px}.page-insights .article-art{height:205px}.page-insights .article-card-body{padding:27px}.page-insights .article-card h3{font-size:27px}.pagination{display:flex;justify-content:center;gap:7px;margin-top:38px}.pagination a{width:38px;height:38px;border-radius:50%;border:1px solid #cad9d6;display:grid;place-items:center}.pagination a.active{background:var(--deep);color:#fff;border-color:var(--deep)}

/* Closing CTA and footer - matched to supplied reference image */
.closing-cta{background:linear-gradient(105deg,#2b898f 0%,#3e999c 58%,#50aaa8 100%);color:#fff;padding:0;min-height:151px;display:flex;align-items:center}.closing-cta-inner{min-height:151px;display:grid;grid-template-columns:1fr auto;align-items:center;gap:55px}.closing-cta .kicker{display:block;color:#ff982f!important;margin:0 0 18px;font-size:10px;letter-spacing:.24em}.closing-cta h2{font:400 38px/1.12 var(--sans);letter-spacing:-.025em;margin:0;color:#fff}.closing-cta .btn{min-width:218px;border-radius:999px;padding:16px 25px;background:#ff8e25;color:#112d31;border-color:#ff8e25;box-shadow:none}.closing-cta .btn:hover{background:#ffa044;transform:translateY(-1px)}
.site-footer{background:linear-gradient(108deg,var(--footer-bg) 0%,#f1f4ee 52%,var(--footer-bg2) 100%);color:#31585a;padding:65px 0 28px}.site-footer .footer-grid{display:grid;grid-template-columns:312px 1fr 1fr 1.08fr;gap:46px;align-items:start}.site-footer .footer-brand{background:rgba(251,253,250,.80);border:1px solid var(--footer-line);border-radius:17px;min-height:314px;padding:26px 20px 24px}.site-footer .footer-brand>a{display:flex;justify-content:center}.site-footer .footer-brand img{display:block;width:150px;height:auto;max-height:112px;object-fit:contain;filter:none;margin:0 auto 19px}.site-footer .footer-intro{font:400 17px/1.45 var(--serif);color:#173f42!important;margin:0 0 22px;max-width:255px}.site-footer .footer-trust{font-size:11px!important;line-height:1.65;color:#526f70!important;margin:0 0 20px;max-width:255px}.site-footer .reg-line{font-size:9px!important;line-height:1.55;letter-spacing:.14em;text-transform:uppercase;color:#ce6728!important;margin:0}.site-footer .footer-column{display:flex!important;flex-direction:column;gap:0}.site-footer .footer-column h3{font-size:10px;letter-spacing:.19em;text-transform:uppercase;color:#13585d;margin:17px 0 18px;padding-bottom:13px;border-bottom:1px solid #bfd3d0}.site-footer .footer-column>a,.site-footer .footer-place,.site-footer .footer-contact-row{font-size:11px!important;line-height:1.45;color:#4b7071!important;padding:6px 0;margin:0}.site-footer .footer-column>a:hover{color:#d56e2e!important}.site-footer .footer-reg{margin:4px 0 0}.site-footer .footer-reg>div{display:flex;gap:5px;font-size:11px;padding:5px 0;color:#4b7071}.site-footer .footer-reg dt:after{content:':'}.site-footer .footer-reg dd{margin:0}.site-footer .footer-contact-row{display:block}.site-footer .footer-contact-row span{font-size:0}.site-footer .footer-contact-row span:after{font-size:11px}.site-footer .footer-contact-row:first-of-type span:after{content:'Mobile: '}.site-footer .footer-contact-row:nth-of-type(2) span:after{content:'Landline: '}.site-footer .footer-contact-row a{color:#3f6869}.site-footer .footer-email{padding-top:7px!important}.site-footer .footer-plan-link{margin-top:14px!important;padding-top:16px!important;border-top:1px solid #bfd3d0;color:#16595c!important;display:flex;justify-content:space-between}.site-footer .footer-plan-link:after{content:'→';color:#ee762e}.site-footer .footer-disclosure-wrap{margin-top:42px}.site-footer .disclosure-band{display:grid;grid-template-columns:165px 1fr;gap:18px;align-items:start;background:rgba(255,255,255,.62);border:1px solid #bfd3d0;border-radius:12px;padding:18px 20px;margin:0 auto}.site-footer .disclosure-band strong{font-size:9px;letter-spacing:.16em;text-transform:uppercase;color:#cf6726}.site-footer .disclosure-band p{font-size:10px;line-height:1.6;color:#557375;margin:0}.site-footer .footer-bottom{display:grid;grid-template-columns:1fr 1fr 1fr;align-items:center;padding-top:29px;color:#4f6d6e;font-size:10px}.site-footer .footer-bottom span:nth-child(2){text-align:center}.site-footer .footer-bottom a{text-align:right;color:#1e5b5d}.site-footer .footer-bottom a:hover{color:#d56e2e}

@media(max-width:1050px){.site-footer .footer-grid{grid-template-columns:1fr 1fr}.site-footer .footer-brand{min-height:auto}.page-insights .article-grid{grid-template-columns:repeat(2,1fr)}.page-team .team-card,.page-team .team-card:nth-child(even){grid-template-columns:280px 1fr}.page-team .team-card:nth-child(even) .team-photo,.page-team .team-card:nth-child(even) .team-content{order:initial}}
@media(max-width:680px){.hero-slider{min-height:390px}.hero-slide-stage{min-height:315px}.hero-slider-nav{grid-template-columns:38px 1fr 38px}.pdf-personalise{grid-template-columns:1fr}.page-hero{padding:75px 0 65px}.purpose-line{gap:14px;flex-wrap:wrap}.page-insights .insight-tools{display:block}.page-insights .insight-tools>div{margin-top:14px}.page-insights .article-grid{grid-template-columns:1fr}.page-team .team-card,.page-team .team-card:nth-child(even){grid-template-columns:1fr}.page-team .team-card:nth-child(even) .team-photo,.page-team .team-card:nth-child(even) .team-content{order:initial}.page-team .team-content{padding:28px 24px}.page-team .team-content h2{font-size:35px}.site-footer{padding-top:42px}.site-footer .footer-grid{grid-template-columns:1fr;gap:23px}.site-footer .footer-brand{padding:25px 22px}.site-footer .closing-cta-inner,.closing-cta-inner{grid-template-columns:1fr;gap:24px;padding-top:35px;padding-bottom:35px}.closing-cta h2{font-size:32px}.closing-cta .btn{width:100%}.site-footer .disclosure-band{grid-template-columns:1fr;gap:8px}.site-footer .footer-bottom{grid-template-columns:1fr;gap:10px}.site-footer .footer-bottom span:nth-child(2),.site-footer .footer-bottom a{text-align:left}}



/* FINAL CLARITY PASS - 07 AUG 2026 */
.article-card-link{display:block;color:inherit;text-decoration:none;height:100%;border-radius:15px;outline:none}.article-card-link .article-card{height:100%;cursor:pointer;transition:transform .22s ease,box-shadow .22s ease,border-color .22s ease}.article-card-link:hover .article-card,.article-card-link:focus-visible .article-card{transform:translateY(-5px);box-shadow:0 20px 48px rgba(7,48,52,.12);border-color:#aacac5}.article-card-link:focus-visible{box-shadow:0 0 0 4px rgba(239,124,47,.20)}.article-card-link:hover .article-read-link{color:#e7742f}.article-read-link{display:inline-flex;align-items:center;margin-top:auto}
.site-footer{background:linear-gradient(108deg,#edf4ef 0%,#f1f4ee 52%,#faf4ea 100%)!important;color:#31585a!important;padding:66px 0 28px!important;overflow:visible!important}.site-footer .footer-grid{width:min(1020px,calc(100% - 40px));grid-template-columns:312px 1fr 1fr 1.08fr!important;gap:46px!important;align-items:start!important}.site-footer .footer-brand{background:#f9fcf9!important;border:1px solid #bdd5d1!important;border-radius:17px!important;min-height:314px!important;padding:27px 20px 24px!important;box-shadow:none!important}.site-footer .footer-brand img{width:148px!important;max-height:108px!important;margin:0 auto 19px!important}.site-footer .footer-intro{font:400 17px/1.52 var(--serif)!important;color:#173f42!important;max-width:255px!important;margin:0 0 22px!important}.site-footer .footer-trust{font-size:11.5px!important;line-height:1.65!important;color:#506f70!important;margin:0 0 19px!important}.site-footer .reg-line{font-size:9.5px!important;line-height:1.55!important;color:#cc6427!important;letter-spacing:.13em!important}.site-footer .footer-column h3{font-size:10.5px!important;letter-spacing:.18em!important;color:#14585c!important;margin:17px 0 15px!important;padding-bottom:13px!important;border-bottom:1px solid #b9d1ce!important;width:100%!important}.site-footer .footer-column>a,.site-footer .footer-place,.site-footer .footer-contact-row,.site-footer .footer-reg>div{font-size:12px!important;line-height:1.46!important;color:#456d6e!important;padding:5.5px 0!important}.site-footer .footer-contact-row a,.site-footer .footer-email{font-size:12px!important;color:#3b6668!important}.site-footer .footer-reg dt,.site-footer .footer-reg dd{font-size:11.5px!important;color:#456d6e!important}.site-footer .footer-plan-link{font-weight:600!important;color:#15595d!important;padding-top:16px!important;margin-top:14px!important}.site-footer .footer-disclosure-wrap{margin-top:42px!important;border:0!important;background:transparent!important}.site-footer .disclosure-band{width:min(1020px,calc(100% - 40px))!important;background:rgba(255,255,255,.66)!important;border:1px solid #bcd3cf!important;border-radius:12px!important;padding:18px 20px!important;grid-template-columns:165px 1fr!important}.site-footer .disclosure-band strong{font-size:9.5px!important;color:#ca6428!important}.site-footer .disclosure-band p{font-size:10.5px!important;line-height:1.62!important;color:#506f70!important}.site-footer .footer-bottom{width:min(1020px,calc(100% - 40px));font-size:10.5px!important;color:#4d6d6e!important;padding-top:29px!important}.site-footer .footer-bottom a{color:#16595c!important}
.legal-content{max-width:920px;background:#fff;border:1px solid #d7e3e0;border-radius:18px;padding:clamp(28px,4vw,54px);box-shadow:0 18px 48px rgba(7,48,52,.06)}.legal-content h2{font-size:38px;margin:0 0 22px}.legal-content h3{font-family:var(--serif);font-size:24px;font-weight:500;color:#123e41;margin:34px 0 10px}.legal-content p{font-size:15px;line-height:1.82;color:#536c6e;margin:0 0 18px}.legal-content .scenario-table{margin:25px 0 40px}
.thank-you-page{background:linear-gradient(135deg,#edf5f1,#fbf4e9);padding:90px 0 110px;min-height:650px}.thank-you-card{max-width:820px;margin:auto;background:#fff;border:1px solid #cfe0dc;border-radius:22px;padding:52px;box-shadow:0 24px 70px rgba(7,48,52,.10)}.thank-you-mark{width:62px;height:62px;border-radius:50%;display:grid;place-items:center;background:#0d5c5b;color:#fff;font-size:30px;margin-bottom:27px}.thank-you-card h1{font-family:var(--serif);font-weight:400;color:#0c3539;font-size:clamp(38px,5vw,60px);line-height:1.08;margin:0 0 20px}.thank-you-card>p{font-size:17px;color:#587072;max-width:700px}.thank-you-next{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin:34px 0}.thank-you-next>div{background:#f4f7f4;border:1px solid #d8e4e1;border-radius:13px;padding:22px}.thank-you-next strong{display:block;color:#11494c;margin-bottom:7px}.thank-you-next span{display:block;color:#64787a;font-size:13px;line-height:1.6}.thank-you-actions{display:flex;gap:12px;flex-wrap:wrap}.thank-you-note{font-size:12px!important;color:#7b898a!important;margin-top:26px!important}
@media(max-width:1050px){.site-footer .footer-grid{width:min(100% - 40px,1020px);grid-template-columns:1fr 1fr!important}.site-footer .disclosure-band,.site-footer .footer-bottom{width:min(100% - 40px,1020px)!important}}
@media(max-width:680px){.site-footer .footer-grid{width:min(100% - 26px,1020px);grid-template-columns:1fr!important;gap:23px!important}.site-footer .disclosure-band,.site-footer .footer-bottom{width:min(100% - 26px,1020px)!important}.thank-you-card{padding:32px 23px}.thank-you-next{grid-template-columns:1fr}.thank-you-actions .btn{width:100%}}